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Types of Workers’ Compensation Benefits

When an employee gets injured at work, there are some benefits available to make life easier during the employee’s period of recovery. Workers’ compensation provides a vast array of benefits for injured employees, regardless of who was at fault for the accident. Some of these benefits include rehabilitation and medical coverage.

What Does Workers’ Compensation Insurance Cover?

The type of workers’ compensation benefits you receive can vary depending on the severity of your injury and if you are expected to fully recover from it.

Here are some of the different types of workers’ compensation benefits you might be able to receive:

  • Medical expenses: Workers’ compensation covers a variety of medical expenses, including hospital visits, medications, nursing care, diagnostic tests, assistive medical equipment, and physical therapy. Additionally, although these benefits are do not have dollar limits, there might be a limit in terms of how many visits you can have for certain forms of treatment. Alternative treatments might not be covered.
  • Disability: The disability benefits you receive and their duration will depend on the type of disability you are suffering from. Disability benefits are broken down into four categories: temporary partial, temporary total, permanent partial, and permanent total. For any permanent disabilities you develop on the job, your benefits will continue for the rest of your life. Temporary disability benefits, however, will only last for the period of time your disability lasts.
  • Rehabilitation: If you cannot resume the job you had when you sustained your workplace injury or illness, workers’ compensation can also cover vocational rehabilitation to improve your ability to find gainful employment. These benefits can be terminated if the employer decides to no longer pay it or the worker cannot gain any other benefits from it.
  • Death: In some cases, an injury or illness might be so severe that a worker cannot recover from it and it eventually results in death. If an employee dies from a work-related injury, surviving family members can receive death benefits, including burial and funeral expenses.

If you are unsure if you are eligible for workers’ compensation benefits or what they entail, reach out to an experienced workers’ compensation attorney to get the answers you are seeking.

Schedule a Case Review with a Workers’ Compensation Attorney Today!

Being injured while performing your job duties can be frustrating and traumatic. Workers’ compensation benefits can make this difficult experience a lot easier by covering your medical expenses and a portion of your wages. At Price, Petho & Anderson, we are committed to helping injured workers secure these crucial benefits to lessen their burdens and to help them recover from their injuries as comfortably as possible. Backed by decades of experience and a history of success, you can trust that our team has what it takes to obtain the results you need to move forward with your life.

Reach out to our law office today at (704) 350-2630 to schedule a free consultation with a compassionate member of our legal team to learn more about your options. We are available 24/7 to take your call.

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