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NC Personal Injury Lawyers

Charlotte Uninsured Motor Vehicle Accident Attorneys

Holding Insurance Companies to Their Word

If you were involved in a car accident where the other driver did not have automobile liability insurance, the party responsible for covering damages becomes your own insurance company. Uninsured motorist coverage is a standard feature in every North Carolina automobile insurance policy, and it provides coverage for personal injuries and property damages sustained when the at-fault vehicle has no insurance. The legal team at Price, Petho & Associates P.L.L.C. has been helping victims of uninsured motor vehicle accidents for nearly 40 years and has the experience to help you obtain compensation for damages.

Call the legal professionals at Price, Petho & Associates P.L.L.C. today by dialing (704) 850-6322. We offer free consultations and do not collect a fee unless we help you reach a settlement.

How to Prove Your Case

Many people believe that by appealing to their own insurance company, they will be fairly treated. This is not always the case. Insurance companies will go to great lengths to avoid paying a settlement.

In order to establish an uninsured motorist claim, the two things that must be shown are:

  • The uninsured driver was at fault in causing the accident, usually proven with a letter from the North Carolina Department of Motor Vehicles identifying the last known insurance company for the vehicle
  • The at-fault driver was uninsured at the time of the accident, demonstrated with a letter from the last known insurance company indicating that the vehicle was not insured at the time of the accident

A Successful Track Record Dealing with Insurance Companies

Even though you will be dealing with your own insurance company, do not assume that damage claims will be paid without a fight. It is possible to demand binding arbitration to avoid any future lawsuit to assess damages. Insurance companies have a fiduciary duty to their insured and must deal with them in good faith, and failing to fulfill this obligation can to expose them to liability in excess of their coverage limits.

As the claimant, your responsibility is to cooperate with the insurance company. This can mean providing a recorded statement, undergoing an examination under oath, and furnishing documentation in connection with their claim. Any failure to comply could result in a denial of benefits.

Get help with your uninsured motorist accident case by calling (704) 850-6322 for a free consultation.

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